Used Car Finance
In Wakefield, West Yorkshire
Your Partner for Exceptional Car Finance
MDS Car Sales is thrilled to partner with Jigsaw Finance to offer our customers unparalleled access to car finance deals. Whether you're in the market for a new car, used car, or even a motorhome, we've got you covered.
Jigsaw Finance, an award-winning finance broker with over 20 years of experience, has built strong relationships with over 36 finance companies. This means we can provide you with a wide range of competitive car finance options, including PCP deals with excellent residual values.
Looking for motorhome finance? Jigsaw Finance offers flexible terms of up to 12.5 years, making it easier than ever to own your dream vehicle.
Why choose MDS Car Sales and Jigsaw Finance?
Unbeatable car finance deals: Benefit from Jigsaw Finance's expertise in securing the best possible finance packages tailored to your needs.Wide range of vehicles: Discover a stunning selection of new and used cars, as well as motorhomes, to suit every budget and lifestyle.
Expert guidance: Our knowledgeable team is on hand to assist you throughout the car buying process, from finding the perfect vehicle to arranging finance.
Credit flexibility: Jigsaw Finance caters to customers with various credit scores, increasing your chances of approval.
Exceptional customer service: We pride ourselves on delivering outstanding service and support, ensuring a smooth and enjoyable car buying experience.
Jigsaw Finance is committed to providing exceptional vehicle finance solutions for both private individuals and businesses across the UK. Their dedication to integrity and customer satisfaction has earned them a reputation as The Motor Finance Makers.
By partnering with Jigsaw Finance, MDS Car Sales is able to offer you a complete car buying package that combines top-quality vehicles with unbeatable finance options. Visit our showroom today to explore our inventory and discover how we can help you drive away in your dream car.
Hire Purchase (HP)
Hire purchase is a simple form of car finance. Either by using a cash deposit, your existing car as a deposit or even no deposit.
You pay for the car in fixed monthly instalments over a pre-agreed contract - from 12 to 60 months - during which time you have full use of the car. Once the contract is complete, you own your car outright.
Here at MDS Car Sales we work with many trusted, industry-leading, multi-award winning finance partners who specialise in providing highly competitive vehicle finance packages. We can tailor a finance agreement for you regardless of whether you are a private, individual or a business-user.
Financing the purchase of your new car can be arranged quickly and easily with our in-house team of Finance Specialists using a panel of lenders such as Black Horse Motor Finance, MotorNova and many more, with very competitive rates. The application process is simple and a decision can be given almost instantly regardless of your credit history.
Features and Benefits
- Fixed monthly repayments
- Low Deposit
- Ownership of Car
- Budget with confidence
- Freedom, no mileage restrictions
- Ability to settle the loan early
Personal Contract Purchase (PCP)
Similar to a Hire Purchase agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.
What happens next?
At the end of your PCP agreement, you then have a number of options.
- Option 1 - Part-exchange your vehicle-use any equity above the Guaranteed Minimum Future Value as an initial deposit on your next purchase.
- Option 2 - Keep your vehicle-simply pay the Guaranteed Minimum Future Value to retain ownership.
- Option 3 - Refinance the final balloon payment.
- Option 4 - Return your vehicle and have nothing further to pay, subject to vehicle condition and within the agreed mileage terms. (Subject to terms and conditions).
Features and Benefits
- Flexible deposit
- Low fixed monthly payments
- The choice at the end of the agreement
- No need to worry about depreciation
- Potential lower payments than a standard HP agreement or Conditional Sale